How long does information stay on a credit report?
For open accounts, the positive information stays on indefinitely. Most negative information remains up to seven years and bankruptcies remain up to ten years. For closed accounts, information remains up to seven years. Inquiries stay on for up to two years.
Call the Financial Insider Network Customer Service Center toll-free at 1-800-510-7033. HOURS: weekdays 7:00 A.M. - 8:00 P.M. (CST).